A+ FALL LOAN SPECIAL! CALL FOR DETAILS! ~  HOLIDAYS: NOVEMBER 28th & 29th  DECEMBER 24th & 25th 
903-793-2274     903-793-0989     swemp@valornet.com     Hours: 8:30 – 5:00 Monday – Friday

Online Banking

Rates

Fee Schedule CD Rates Loan Rates

Effective as of: September 27, 2024
 
Loan ProgramsApproximate TermAPR*
New AutosUp to 84 MonthsAs Low As 5.99%*
Pre-Owned AutosUp to 84 MonthsAs Low As 6.79%*
Title EquityUp to 60 MonthsAs Low as 5.90%*
New and Pre-Owned Motorcycle/ATVUp to 72 months As Low As 5.50%*
New and Pre-Owned Boat, RV, Campers Up to 72 monthsAs Low As 5.50%*
(Over $60,000)Up to 120 monthsAs Low As 8.25%*
Certificate Secured2.00% above CD Rate
Shared Secured2.50%*
Signature Loans (up to $5,000)Up to 36 monthsAs Low As 7.00%
1 Payment Loans90 Days MaxAs Low As 12.75%
* As Low As (Based On Credit Score And Loan Term)
*APR = Annual percentage rate. Rates are based on a combination of your credit score, terms and other lending criteria. Each application is evaluated on an individual basis. Rates up to 18%. Stated “rates as low as” apply to well-qualified applicants.
The annual percentage rate (APR) for certificate secured advances will be the dividend being paid on the Certificate offered as security plus the percentage shown above. The current ANNUAL PERCENTAGE RATE will be disclosed at the time of the advance. We may report information about your loan and deposit accounts to credit bureaus. Late payments, missed payments or other defaults on your accounts will be reflected in your credit report. Rates are subject to change without notice. Membership is required. For more information, please contact a Swemp Federal Credit Union representative at (903) 793-2274.
LOAN SPECIAL: AUTOMOBILE 2022 OR NEWER A ONLY - NEW PURCHASE ONLY 3.80% NON-AUTO (BOATS, MOTORCYCLES, TRACTORS, TRAVEL TRAILERS, ETC) A ONLY 4.50% *CERTAIN TERMS MAY APPLY*


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